Des solutions financières, sur mesure pour vous.

Your loan, simplified. Online and with confidence.

_OUR PROCESS

3 steps to follow

It’s simple with kreditax. Getting Your Money Couldn’t Be Easier…

1. Check your Eligibility

Simply answer a few questions, and we’ll assess if the loan is within your budget, without affecting your credit score.

2. Complete your Application

If you’re satisfied with your personalized offer, we’ll perform one last check to ensure everything is ready.

3. Direct payment to your bank.

We strive to deliver your funds promptly. However, during peak periods, it may take up to 5 business days

We're Kreditax

At Kreditax, we merge our technological expertise with financial knowledge to create straightforward, fair, and transparent products tailored to our customers’ needs. We pride ourselves on being completely honest with our clients and appreciate that same honesty in return. Their feedback is crucial in guiding our development, enabling us to create a bank that’s suited for today and the future.

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A global customer base from over 44 countries

Almost over 48 thousand Satisfied Customers

10 years worth of experience as a industry expert

OUR Features

We have better and more feature

A swift reply.

Thanks to our advanced technology, we can provide you with instant quotes.

Clean credit history

Receive your quote without affecting your credit history.

Excellent support.

Our approachable European-based support team will assist you throughout your financial journey with Kreditax.

Safe and protected

We are an authorized and regulated company located in Europe. All your data and transactions are encrypted and protected in accordance with data regulations.

Europe wide Locations

We can help you with a fast online loan irrespective of your location in Europe.

No hidden charges.

We will never charge any upfront fees or costs. You will only repay the amount we agreed upon initially.

An attractive APR.

Our advanced technology enables us to provide better rates to a broader range of customers. Our APRs vary depending on your specific situation.

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More features

Why choose Kreditax for your personal loan

We provide affordable, personal loans to individuals who may not qualify with traditional lenders like high street banks and building societies.

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Online International Loans in Europe.

We are private online lenders in Europe, offering quick, affordable, and straightforward loans across the continent. Our loans come with flexible terms, making it easier for borrowers to gain access without strict conditions.

No matter where you are in Europe, we can assist you with a fast online loan. Funds are transferred to the recipient’s bank account by the next business day. We offer loans ranging from a minimum of €5,000 to a maximum of €500,000.

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Successful Transactions

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Satisfied Customers

_LOAN CALCULATOR

Calculate and confirm your loans

Fair, fast and affordable loans that everyone deserves.

Click below and fill out a few details to get your personalised quote, without impacting your credit score.

This loan calculator shows a representative APR which means at least 51% of customers received this rate.

Loan Calculator

Loan Term
Loan Amount
€
Interest Rate
%
Loan Duration
@example.com
Start Date
End Date
Total Amount

EMI Amount
Interest Payable
  • EMI Amount (Principal + Interest)
  • Interest Payable
  • Loan Duration
  • Your EMI Amount
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Loan types

We offer a wide variety of loans

Personal Loans

Obtain a personal or private loan for any purpose you desire. Enjoy an unsecured personal loan of up to €100,000.

Business Loans

Secure a business loan for startup or expansion purposes. Access quick business loans of up to €300,000.

Mortgage Loans

Buy a home or finance renovations with a mortgage loan of up to €500,000.

Home Improvements

If you're considering home improvements or upgrades and require extra funds, an Kreditax Loan might be a suitable option for you.

Debt consolidation

Consolidating all your debts into a single monthly payment can simplify your financial commitments. An Kreditax Loan, with no additional fees, could be a great choice for this purpose.

Wedding

If you’re looking for assistance with the expenses of your special day, a wedding loan can help you cover all your costs at once. This way, you can focus on celebrating, knowing that everything is taken care of.

Car Loans

Whether you're buying a new or used car, an Kreditax Loan can help get your plans moving. If you face unexpected car repair expenses, this loan can cover those costs too.

About us

Our goal is helping our customers get their money right.

We assist customers with less-than-perfect credit scores.

At Kreditax, we aim to provide borrowing opportunities for individuals who may not have a perfect credit score. We lend responsibly, making sure that customers can comfortably manage the monthly payments before finalizing the loan.

We are fully dedicated to treating our customers fairly at all times. Our documentation is clear and transparent, making it easy to understand, and there are no hidden fees, ensuring no unpleasant surprises throughout the loan term.

OUR COVERAGE

We offer our services across all European countries.

es
se
si
sk
ro
pt
pl
nl
mt
lu
lv
lt
it
ie
hu
gr
de
fr
fi
ee
dk
cz
cy
hr
be
bg
at

_FAQ

Frequently asked questions

You can apply for a loan of between 1 000 € and 1 000 000 €. We will assess your application to ensure that your monthly payments are affordable.
 

In order to take out a loan with Kreditax, you'll need to be: 

  • Aged between 18 and 75
  • Living in Europe
  • Employed and earning at least 12,000 € per year (it doesn’t matter if you’re paid monthly or weekly)

As a responsible lender, we need to conduct various credit, identity, and affordability checks when you apply.

We utilize advanced processes and technology to automatically verify as many details as possible. If we can confirm everything, your loan could be in your account within two hours of applying.

In some cases, we may require additional information. If so, we will reach out with further instructions on what is needed.

If your loan is approved, the funds will typically be in your account within 3 business days after you provide the requested information. Our business days are Monday to Friday, excluding bank holidays.

APR is short for Annual Percentage Rate. It's the cost of your loan on a yearly basis.

If you pay back your loan in the agreed payment schedule, you'll never pay anything more than the APR.

We calculate APR based on your application details and credit score.

Please see the “How can I find out my credit score?” FAQ to learn more.

Have more question ?

Contact us

_Testimonials

Customer feedbacks

See what our customers are saying about us! At Kreditax, we take pride in delivering exceptional service and support. Our customers value our personalized approach and commitment to their financial needs. Their feedback inspires us to continually improve and provide the best experience possible at every step.

Was given pre approved on clearscore, Applied as had a good (APR) and in less than 5 minutes money was in my account excellent service and company

Maria

Head of finance

It was very difficult to get a loan , but thanks to Kreditax had no issues . Money in was in my account within a few hours.

Johnson

Freelance

The loan contract detail and support throughout the application process was top-tier. The response speed was elite as well.

Paul

PHP Developer

Feel free to reach out to us.

Our dedicated customer service team is here to listen and assist you throughout your financial journey with us.

Call the helpline:

(02) 4003 7936

Email us:

hello@kreditax.com

Get in touch