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ABOUT US

Our goal is to help our customers manage their finances effectively.

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Transforming lending for the better.

Kreditax® was founded in 2010 after recognizing the challenges and stress many people face when trying to access loans online, especially non-bank loans. Our primary goal is to provide borrowers with easy, hassle-free access to loans entirely online—no need to visit a physical location.

Our loans come from private individuals, not banks, so borrowers avoid complex procedures and can access loans with lower interest rates, starting at just 3%. You can get a loan in Europe without collateral or the need for a credit history check.

ABOUT US

We focus on flexibility, simplicity, and exceptional customer experiences. Everything we do is aimed at simplifying and personalizing borrowing, with the goal of improving lending for the better.

No commitment

We provide a quote with no obligation that won't affect your credit report.

Keep it simple

We'll do the hard work and find a solution that fits your needs.

Personalised Loans

Our range of loans goes from €1,000 to €500,000, tailored to your needs!

A wide range of APRs available.

Our loans have APRs starting at 9.5% and going up to 249%.

  • We assist customers with less-than-perfect credit scores.

    At Kreditax, we aim to give people the opportunity to borrow, even if they don’t have a perfect credit score. We lend responsibly, making sure customers can comfortably afford the monthly payments before moving forward with the loan.

  • Fair, transparent, and responsible.

    We are fully committed to treating customers fairly at all times. Our documentation is clear and transparent, making it easy to understand, with no hidden fees, so there are no unwelcome surprises throughout the duration of the loan.

Ready to get started?

Before taking out a personal loan, take time to consider if it's the best option for you. Never borrow money if you're unsure you can manage the repayments.

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